Services

Buying an investment property

Book A Call
Intro

Are we the right fit?

Most people we buy investments for are doing it for the first time. Normal salary, a deposit that took a few years to put together, and a growing sense that leaving it in the bank is not the plan. Then you start looking, and every suburb has someone online swearing it is about to go off. We work out what this property actually has to do for you, find one that does it, and buy it properly. If you are after somewhere to live, that is the other service.
1.
Working out what this property has to do
Before anything else we work out what you want from this. Income now, growth later, a deposit for something else in five years. We are not financial advisers and we will not pretend to be, but the property has to line up with the plan, and most people have not written the plan down yet.
2.
Writing the brief
Your budget, borrowing limit, target locations and property type go in one document before we look at a single listing. It is what we check every property against, and it is what stops the search drifting toward whatever happens to be available that week.
3.
Doing the search
We search what is listed, and through agent relationships we get a look at some things before they are. Not everything, and anyone telling you they see every off-market deal is overselling it. What the relationships actually buy you is a few days of head start and an agent who returns the call.
4.
Checking it properly
Every property gets put through the same checks. Condition, rental demand, what comparable places have actually sold for, and what it costs to hold across a bad year rather than an average one. Most of what we look at never reaches you, which is the part of the job you do not see.
5.
Negotiating
We negotiate for you. The advantage is not charm, it is knowing what the property is worth and being willing to stop. Agents work out quickly which buyers will keep going. Terms matter here as much as price, and they are easier to win.
6.
Getting to settlement
From accepted offer through to settlement we stay on it, working alongside your conveyancer and broker so nothing sits waiting for someone to chase it. We do not give legal or contract advice, and we will tell you plainly when something needs a professional rather than us.
01.
Working out what this property has to do
Before anything else we work out what you want from this. Income now, growth later, a deposit for something else in five years. We are not financial advisers and we will not pretend to be, but the property has to line up with the plan, and most people have not written the plan down yet.
02.
Writing the brief
Your budget, borrowing limit, target locations and property type go in one document before we look at a single listing. It is what we check every property against, and it is what stops the search drifting toward whatever happens to be available that week.
03.
Doing the search
We search what is listed, and through agent relationships we get a look at some things before they are. Not everything, and anyone telling you they see every off-market deal is overselling it. What the relationships actually buy you is a few days of head start and an agent who returns the call.
04.
Checking it properly
Every property gets put through the same checks. Condition, rental demand, what comparable places have actually sold for, and what it costs to hold across a bad year rather than an average one. Most of what we look at never reaches you, which is the part of the job you do not see.
05.
Negotiating
We negotiate for you. The advantage is not charm, it is knowing what the property is worth and being willing to stop. Agents work out quickly which buyers will keep going. Terms matter here as much as price, and they are easier to win.
06.
Getting to settlement
From accepted offer through to settlement we stay on it, working alongside your conveyancer and broker so nothing sits waiting for someone to chase it. We do not give legal or contract advice, and we will tell you plainly when something needs a professional rather than us.
01.
You are thinking past this one purchase
You do not need a ten property plan. You just want this one to leave the door open rather than quietly close it.
02.
You would rather see the numbers
Not because you enjoy spreadsheets. Because you would rather know what you are taking on than be reassured about it.
03.
You want someone independent
We are paid a fixed fee by you, not a commission, so what we recommend does not change with the price of the property.
04.
You are close to actually doing it
Not researching indefinitely. There is a difference between getting informed and putting the decision off, and most people know which one they are doing.
Journey

Your Experience With Us

1.
You will not be handed a shortlist to sort out
You are not paying us to send you twelve listings and let you pick. We bring you the one that fits and explain why it fits, including what it is not good at.
2.
You decide, we do the running
Every real decision is yours. What we take off you is the part that eats weekends, so that when a decision arrives you are looking at a clear picture instead of a pile of open tabs.
3.
We show you the numbers, including the bad ones
Growth, yield, holding costs, what happens if it sits empty for a month. If it does not hold up we say so. You should be able to see the arithmetic we used, not just the conclusion we reached.
4.
Being ready is most of it
Good opportunities do not wait for you to get organised. We do the getting organised early, so when something fits you are not scrambling for finance approval or trying to find a conveyancer on a Friday afternoon.
5.
This one has to leave room for the next one
A purchase that uses everything you have is not much of a first step. We look at what a property does to your borrowing position, because for most people the second one is the whole point.
6.
You will understand why, not just what
First-time investors often say they felt talked at by everyone else in the process. We explain the reasoning behind each step so you could repeat it to someone else. If you could not, we have not done it properly.
Testimonials

What Are Our
Clients Saying
About Us?

We can talk about property all day, but it’s better coming from the people we’ve helped buy great investments and take the next step in their journey
Leave A Review
Confidence From Strategy Sessions
I came into the process without much background in property, but the strategy session really helped me feel confident. The team took the time to explain everything, from what to look for in a property to how it all fits into my financial goals. They made it easy to understand the whole process, and it gave me the confidence to move forward with my investment.
Jorja
Thorough Vetting Process
I was impressed by how thorough the team was when reviewing properties. They didn't just show me any deal - they made sure the property met all their criteria, and it was clear they'd done a lot of work behind the scenes. It gave me confidence they'd checked everything carefully.
Mitch
Affordability & Growth
I bought a property for $400,000 in the middle of 2024, and it's gone up in value by just under $100,000 and it's only been 8 months since purchase. I wasn't expecting such quick growth. The team's advice on where to buy really paid off, and it's put me in a position to go ahead with my second property purchase sooner than I thought.
Mia
FAQS

Have Any Questions?

01.
How much money do I need to start?
Usually somewhere between $60,000 and $100,000 to cover a deposit, stamp duty and the costs around them, though it moves depending on price point and whether you have a guarantor. A broker will give you a real number in about a week. The thing worth saying is that you do not need a large budget for this to be worth doing. The price brackets we buy in are lower than most people expect.
02.
What if I can't afford to buy where I live?
Then you buy somewhere else. Buying near home feels safer because you know the streets, but knowing the streets is not the same as knowing the market. We look across the country and choose on what the numbers say rather than what is familiar. For a lot of first-time investors this is the point where the budget stops being the problem.
03.
Isn't property investing risky?
Yes, and anyone telling you otherwise is selling something. The useful question is which risks you are taking and whether you can hold through a bad stretch. Most of the damage we see comes from buying at the very edge of what someone can afford, not from picking the wrong suburb. We spend more time on whether you can hold it than on how exciting it looks.
04.
How do you know where to buy?
We use our own screening process, the Blueprint, to narrow the country down to the places that suit your brief. It weighs things like supply, demand, income growth and what it costs to hold, and it is weighted differently depending on what you told us the property has to do. The point is not that the model is clever. It is that the shortlist comes out of your brief rather than out of where we happen to have contacts.
05.
What's stopping me from just doing this myself?
Nothing. People do it themselves and some do it well. What it costs you is time, and the mistakes are expensive and slow to show up, which is what makes them hard to learn from. If you find this interesting and you have the hours, do it yourself. Most of the people we work with would rather spend their weekends on something else.
06.
What if I can't afford to buy again after my first property?
That is the real risk of a first purchase made without looking ahead. We work with your broker to understand what a purchase does to your borrowing capacity before you commit, so the first property does not quietly end the plan. We do not give financial advice, but this is a constraint we design around rather than discover afterwards.
07.
What happens after I buy my first property?
We stay in touch and keep an eye on how it is tracking against what we expected. When there is something worth doing, refinancing, drawing equity, buying again, we will raise it. When there is nothing worth doing we will tell you that too, which is most years.
08.
How do I know if I'm ready to invest?
Stable income, a deposit, and a reason you can say out loud. That last one matters more than people expect. Waiting is not the problem. Waiting for a version of this with no downside is, because that version does not arrive, and the years spent waiting for it are the expensive part.
Next step

Start Your Property
Journey Today...

Book A Call
Contact
Book A Call
Melbourne, Australia
info@svgpropertyadvisory.com.au
HomeAboutInvestment Property AcquisitionHome Buyer AcquisitionPrivacy PolicyTerms & Conditions
Any information contained in this website is factual information only and does not take into account your objectives, financial situation or needs. Before acting on any information contained in this website, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.