Past Deals

First-Time Investor, Mid-20s

Find out how we helped out this client secure their first property!
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Details

Deal Breakdown

Client Snapshot
  • Age: Mid-20's
  • Experience: First-time investor
  • Income: Typical full-time wage for a young professional
  • Goal: Step into the market with a quality investment that's manageable to hold, while also creating a pathway to build a future portfolio
The Property
  • Purchase Price: $400,000
  • Rental Income at Purchase: $550 per week
  • Rental Yield at Purchase: 7.15%
  • Purchase Date: August 2024
  • Strategy: Growth-focused
Performance Snapshot
  • Estimated Market Value: ~$480,000 (within 9 months)
  • Estimated Equity Uplift: ~$80,000 (20%)
  • Market Rent Estimate: ~$650 per week
  • Indicative Yield (based on updated rent): ~8.45%
Why This Deal Made Sense?

Once the client came on board, we had a detailed conversation to understand what she wanted this deal to achieve, both in terms of affordability now and the role it could play in helping her grow a portfolio.

From there, we worked with the client and her team, including her broker, to clearly understand her financial position and borrowing capacity. This helped set a clear purchase budget of around $400,000 and gave us confidence that the property would suit her needs now, without limiting future options.

That clarity allowed us to focus on properties that were affordable to hold and aligned with her longer-term goals.

What's Next?
The client is now in the process of refinancing to purchase a second investment property. This deal was approached with future borrowing in mind and has opened up the next stage of her investment journey.
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Key Takeaways

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FAQS

Have Any
Questions?

01
How much money do I need to start?
It depends on your situation, but most investors we work with start with $60K to $100K in savings. That usually covers your deposit, stamp duty, and a few upfront costs. You might need less if you’re using a guarantor or have other finance options available. We can connect you with a broker to talk through what’s possible. The main thing to know? You don’t need a million dollar budget. We focus on affordable markets where your money goes further, so getting started is more achievable than most people realise.
02
What if I can't afford to buy where I live?
You don't have to limit yourself to your local market. In fact, some of the best investments aren’t close to home. We assess over 15,000 suburbs across Australia to find properties that fit your situation and investment strategy. Often, more affordable options elsewhere deliver strong capital growth and cash flow. We tailor your investment plan to align with your financial goals and circumstances so you can invest smartly, even if you can't afford to buy where you live.
03
Isn't property investing risky?
All investing carries risk, but the real question is whether you are taking the right risks for your goals. Property is just the tool, what matters is how it is used. That is why we focus on understanding your risk appetite and mapping out a strategy that aligns with your long-term outcomes. By carefully selecting markets, conducting thorough due diligence, and ensuring the numbers stack up, we minimise unecessary risk and give you the best chance of success.
04
How do you know where to buy?
We use the SVG Property Blueprint, a data-driven system that assesses over 50 metrics to identify the best locations for investment. These metrics are weighted and scored based on the specific goals we establish with you early on. Essentially, we create a tailored filter that narrows down all suburbs using the lens of your established goals and outcomes. ensuring the selected locations best match your intended strategy.
05
What's stopping me from just doing this myself?
You can, but it takes time, expertise, and deep market knowledge. Most investors make costly mistakes by overpaying, buying in the wrong area, or overlooking key risks. We've done this before, and we know how to avoid the traps.
06
What if I can't afford to buy again after my first property?
We work with you to ensure your first purchase aligns with your long-term goals, considering factors like cash flow, lending capacity, and future borrowing potential. While we don’t provide financial advice, we take these elements into account when shaping your strategy and property selection. If building a portfolio is your goal, we help structure your investment approach in a way that keeps future purchases within reach, in collaboration with your broker or finance professional.
07
What happens after I buy my first property?
We help you plan the next steps. Your first property is just the start. We stay in touch and monitor how it’s tracking relative to your initial plan. When the time is right, we’ll prompt you on potential next steps, whether that’s leveraging equity, refinancing, or making your next purchase. Our goal is to ensure you stay on track to build your portfolio strategically.
08
How do I know if I'm ready to invest?
If you have a stable income, a deposit, and want to build long-term wealth, you’re probably ready. The biggest mistake people make? Waiting too long and missing opportunities.
Contact
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Melbourne, Australia
info@svgpropertyadvisory.com.au
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